BUSINESS FIRE claims
Has your business been burned by fire?
Business Fire Claims
A fire at your commercial location is devastating as well as dangerous. Full insurance coverage rarely means an easy path to compensation for your losses. Your insurers will likely delay or drag out the claim process and will be meticulous about you fulfilling all the terms and conditions within your policy in the hope that you will give up on part of what is rightfully yours.
A dedicated Knights representative can help you gather all the necessary paperwork, while ensuring that costly refurbishments commence – at the earliest convenience, and by the best possible contractors.
We also provide quotes from various reputable companies so that your insurer does not try to get away with shoddy work or cheap replacement equipment, furniture etc.
All this requires lots of time, level-headedness, and expertise, none of which you will be likely to have in the aftermath of a destructive fire to your business property.
How we can help
Damage review
Your insurer will employ a loss adjuster to look after their interests and help them limit their liabilities. Our loss assessors will help you prove the true value of the claim and ensure you get what you're entitled to.
Quality repairs
We will network with professional contractors to ensure that all repairs are safe and up to standard. We also help you avoid potential traps and pitfalls by helping you steer clear of any contractors or suppliers who may not be acting in your best interests.
Legal advice
Should the need arise, we will arrange for top legal representation and deal with all aspects of the case on your behalf. We will not rest until avenues are explored and you receive the full compensation you’re entitled to.
Claims handling & negotiations
We will liaise with all third parties and surveyors and look after your interests. We will also negotiate with the insurers, submit the necessary paperwork and do whatever it takes to help you get business up and running again in no time.
Protection against further damage
If your business premises are at risk of further damages or require immediate remedial action, we will organise emergency works through our network of contractors, and ensure that the works are covered by your insurance.
Insurance advice and coordination
We will scrutinise your policy to determine the full amount of compensation you're entitled to. We will then build a robust case and handle all proceedings on your behalf. Our claims handlers will assist with every step along the way, including guidance, advice and support.
Loss Assessment
Our experienced loss assessors will conduct a comprehensive survey of the damage ensuring that no details are missed and that the full extent of the damage is recorded. We will liaise with the insurers and their loss adjusters and challenge any reports which we feel do fully represent the damage you incurred.
Step by step guidance through business theft
FAQs about residential theft
Dealing with an insurance claim after a fire can be very confusing.
At Knights, we welcome your questions and strive to give simple, clear answers.
Check out our FAQs, and if you don’t find what you’re looking for, don’t hesitate to get in touch.
There’s just been a fire at my business, what should I do?
If your business has suffered a fire, once you’ve made sure that everyone is safe, make sure to turn off all utilities to prevent further damage (as there may be live wires or other hazards present).
At the first available opportunity, you will need to take stock of the damage. It is important to do so for insurance purposes. Take photos or video of the scene and make a list of all damaged property. If you haven’t done so yet, contact your local authorities to file a report since insurance companies may penalise you if they believe you weren’t safe enough.
Once you have a list of all damage, you can contact your insurers to let them know what has happened. They will likely send loss adjusters to assess the damage for themselves, though it may take a while for them to come down to your business. If you want to get the process of making an insurance claim started straight away, your best option is to use a loss assessor. Not only will the assessor make sure you get your compensation as soon as possible, but they will also take over your claim so you can get back to business without the stress of dealing with your insurers.
How can a loss assessor help me with my insurance claim for a fire at my business?
A loss assessor can help you with your insurance claim for a fire by handling all the paperwork and negotiations with the insurance company on your behalf. This will allow you to focus on getting your business back up and running as quickly as possible while leaving the complicated financial negotiations to someone who knows what they're doing.
Additionally, hiring a loss assessor is almost always more cost-effective than trying to do everything yourself. Most loss assessors offer a no-win, no-fee policy, which means that you don't have anything to lose by hiring them. So if you've been affected by a flood, it's definitely worth considering hiring a loss assessor to help you get through this difficult time.
Will my insurance company cover my entire business fire claim?
Insurance claims can be complex, especially if your business is underinsured. In the event of a business fire, it's important to work with a loss assessor to document all of your losses and help substantiate your claim.
At Knights, we are loss assessors that use our expertise and legal know-how to get you the highest settlement for your claim. Otherwise, you may find that you aren’t too happy with the compensation your insurance company is offering you.
