Has a storm battered your business?
Business Storm Damage Claims
If a storm damages your business property, Knights will send a competent representative to calmly guide you through the intricate web of insurance claims.
If you so wish, we can take over the entire process, leaving you to restore your business, work on client retention and other important aspects of keeping your business afloat after the disaster.
Rest assured; we will present you with the best settlement figure possible.
How we can help
Damage review
Your insurer will employ a loss adjuster to look after their interests and help them limit their liabilities. Our less assessors will help you prove the true damage the storm caused and ensure you get what you're entitled to.
Protection against further damage
If your business premises are unstable, at risk of further damages or require immediate remedial action, we will organise emergency works through our network of contractors, and ensure that these works are covered by your insurance.
Claims handling & negotiations
We will liaise with all third parties and surveyors and look after your interests. We will also negotiate with the insurers, submit the necessary paperwork and do whatever it takes to help you get back on your feet in no time.
Legal advice
Should the need arise, we will arrange for top legal representation and deal with all aspects of the case on your behalf. We will not rest until avenues are explored and you receive the full compensation you’re entitled to.
Quality repairs
We will network with professional contractors to ensure that all repairs are safe and up to standard. We also help you avoid potential traps and pitfalls by helping you steer clear of any contractors or suppliers who may not be acting in your best interests.
Loss Assessment
Our experienced loss assessors will conduct a comprehensive survey of storm damage, ensuring that no details are missed and that the full extent of the damage to your business is recorded. We will liaise with the insurers and their loss adjusters and challenge any reports which we feel do not fully represent the damage you incurred.
Insurance advice and coordination
We will scrutinise your policy to determine the full amount of compensation you're entitled to. We will then build a robust case and handle all proceedings on your behalf. Our claims handlers will assist with every step along the way, including guidance, advice and support.
Step by step guidance through a flood in your home
FAQs about residential damage from storms
Dealing with an insurance claim after a storm can be extremely frustrating.
At Knights, we welcome your questions and strive to give simple, clear answers.
Check out our FAQs, and if you don’t find what you’re looking for, don’t hesitate to get in touch.
There has been a storm at my business. What should I do?
If a storm has damaged your business premises, the first priority is ensuring your employees are safe. You may want to send them home or tell them not to come to work.
Make sure to assess and record all the damage to our premises and record the steps you took for safety.
You may need to prove to your insurance company that you tried your best to prevent further damage. This may mean boarding up windows, tarping over damaged roofs, or taking other steps to secure the premises.
In the meantime, contact your insurance company and start the claims process. They will likely send an adjuster to survey the damage and help you determine what needs to be repaired or replaced.
If you want the help of a loss assessor to guide you through the process, it is best if you contact them even before you contact your insurers. They will help you make your claim and ensure that you get the highest compensation faster than if you would do it yourself.
How can a loss assessor help me with my business storm insurance claim?
A loss assessor can help you get more money from your insurance company by using their expertise in the field to provide an accurate and detailed assessment of the damage done to your property.
They also have experience in dealing with insurance companies and know how to get the compensation that the policyholder deserves.
If you are trying to claim for the damage a storm has caused for your business, using loss assessors, like us at Knights, will not only allow you to get more money for your claim, it will also speed up the process and reduce the amount of stress you experience while you are trying to go back to business as usual.
Is it expensive to make a claim for a storm through a loss assessor?
Loss assessors are professionals who will help you document the damage to your home and submit a claim to the insurance company.
At knights, we work on a contingency basis, meaning you only need to pay if you receive money from the insurance company through our help. So there is no risk in hiring our services.
Will my insurance company pay for everything that was damaged in the storm?
It depends on your specific insurance policy, but typically insurance companies will reimburse you for damages caused by severe weather.
However, it's always a good idea to use a loss assessor to ensure you receive the full compensation you're entitled to.
Additionally, if you're underinsured, your insurance company may only pay out a portion of the damages.
