Ravaged by a storm?
Residential Storm Damage Claims
Violent storms are rare, but when they do happen, the repercussions are frightening and costly. If a storm has wreaked damage on your home, you’re naturally anxious to get your home back to its old state as soon as possible and put the whole traumatic story behind you.
Your insurance company, however, may drag out the claims process and offer you a settlement that you don’t believe justifies the amount of damage incurred.
At Knights, we aim to get you back into your fully refurbished home as fast as possible. We’ll negotiate on your behalf to make sure you get the settlement you deserve without the hassle of fighting with insurers.
How we can help
Damage review
Your insurer will employ a loss adjuster to look after their interests and help them limit their liabilities. Our less assessors will help you prove the true damage the storm caused and ensure you get what you're entitled to.
Claims handling & negotiations
We will liaise with all third parties and surveyors and look after your interests. We will also negotiate with the insurers, submit the necessary paperwork and do whatever it takes to help you get back on your feet in no time.
Temporary accommodation
Storms can damage vital structural components and make your home dangerous to live in. In this case, we will arrange temporary accommodation for as long as necessary and advise you on how to ensure that you're fully compensated for this. We will offer full support throughout the process and help you with vital record keeping.
Protection against further damage
If your property is unstable, at risk of further damages or requires immediate remedial action, we will organise emergency works through our network of contractors, and ensure that these works are covered by your insurance.
Legal advice
Should the need arise, we will arrange for top legal representation and deal with all aspects of the case on your behalf. We will not rest until avenues are explored and you receive the full compensation you’re entitled to.
Quality repairs
We will network with professional contractors to ensure that all repairs are safe and up to standard. We also help you avoid potential traps and pitfalls by helping you steer clear of any contractors or suppliers who may not be acting in your best interests.
Loss Assessment
Our experienced loss assessors will conduct a comprehensive survey of storm damage, ensuring that no details are missed and that the full extent of the damage is recorded. We will liaise with the insurers and their loss adjusters and challenge any reports which we feel do not fully represent the damage you incurred.
Insurance advice and coordination
We will scrutinise your policy to determine the full amount of compensation you're entitled to. We will then build a robust case and handle all proceedings on your behalf. Our claims handlers will assist with every step along the way, including guidance, advice and support.
Step by step guidance through a flood in your home
FAQs about residential damage from storms
Dealing with an insurance claim after a storm can be very confusing.
At knights, we welcome your questions and strive to give easy clear answers.
Check out the FAQs, and if you don’t find what you’re looking for, don’t hesitate to get in touch.s
Why use a loss assessor for storm insurance claims?
There are many reasons to use a loss assessor for storm insurance claims.
First and foremost, using a loss assessor will get you more money. A qualified assessor understands the insurance claim process and knows how to get the most money from the insurance company. They have experience negotiating with insurance adjusters and know what to look for when assessing damages.
Second, using a loss assessor is easier and faster than doing it yourself. The assessment process can be complicated and time-consuming, especially if you don't know what you're doing.
A good assessor will take care of all the paperwork and negotiations for you, so you can focus on getting your life back together after a storm.
What should I do if my home has been damaged by a storm?
If your home has been damaged by a storm, the first thing you should do is ensure that everyone in the home is safe.
Make sure to switch off the source of electricity to avoid further damage or injury. Once you have done this, call your electricity provider. If you think you may have a gas leak, be sure to report it to the National Grid as soon as possible.
After that, you'll want to survey the damage and make a list of what was ruined and what needs to be repaired. Once you have a good understanding of the extent of the damage, you can call your insurance company to make your claim, providing the full details of the state of your home.
Many insurance companies will not cover damages that are not reported within a certain timeframe, so it's important to act quickly.
To get your best chances at making the most money for your claim, you should call a loss assessor, like Knights, as soon as you can.
Is it expensive to make a claim for a storm through a loss assessor?
Loss assessors are professionals who will help you document the damage to your home and submit a claim to the insurance company.
At knights, we work on a contingency basis, meaning you only need to pay if you receive money from the insurance company through our help. So there is no risk in hiring our services.
Will my insurance company pay for everything that was damaged in the storm?
It depends on your specific insurance policy, but typically insurance companies will reimburse you for damages caused by severe weather.
However, it's always a good idea to use a loss assessor to ensure that you receive the full amount of compensation you're entitled to.
Additionally, if you're underinsured, your insurance company may only pay out a portion of the damages.
